With Medicare Open Enrollment just around the corner on October 15th, now is the perfect time to familiarize yourself with the key aspects of enrolling in Medicare. Whether you're new to Medicare or looking to make changes to your current plan, understanding the...
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Prescription Drug Coverage (Part D): What You Need to Know
Navigating Medicare can be complex, especially when it comes to Prescription Drug Coverage (Part D). This part of the Medicare program changes frequently, almost every year, so it's crucial to have your plan reviewed to determine coverage and costs for the upcoming...
Medicare Coverage for Hearing Aids 2024: What’s Covered?
Surprisingly, less than 15% of adults needing hearing aids actually use them, and it takes nearly nine years, on average, to purchase them after a diagnosis, according to a 2019 study. Kathleen Cameron from the National Council on Aging emphasizes that some older...
Traveling with Medicare Prescription Drug Plan
Question: Can I use my Medicare Part D prescription drug coverage when traveling outside of my home state? Yes. You can use your Medicare Part D prescription drug plan at any one of your plan’s network pharmacies across the country, and most Medicare prescription drug...
Medicare Eligibility and Enrollment: A Simple Guide
Understanding Medicare eligibility and enrollment doesn't have to be complicated. Let's break it down in a friendly, easy-to-understand way so you know what to expect and when to start preparing. When Should You Start Researching Medicare? You should start researching...
What Does Medicare Part B Cover?
Medicare is a critical program that provides health insurance to millions of Americans aged 65 and older, as well as to younger individuals with certain disabilities. Medicare Part B is a key component of this program, offering coverage for essential medical services...
Medicare Prescription Drug FAQs
1. How your Initial Deductible affects what you pay for formulary drugs.2. Reminder: What to do if your prescription is not covered by your 2024 Medicare drug plan. 1. How your Initial Deductible affects what you pay for formulary drugs. Question: How does the...
Most Common Errors Medicare Enrollees Make
Navigating the intricacies of Medicare plans is a crucial decision for seniors, and choosing the right coverage requires careful consideration. At Hilgerman Insurance Solutions, we understand the challenges that come with the abundance of policies and information...