The Medicare Open Enrollment period is one of the most critical times of the year for those on Medicare. Running from October 15th through December 7th, this is your opportunity to review and make changes to your Medicare plan to ensure it meets your needs for the coming year. With the December 7th deadline fast approaching, now is the time to act.

Why Open Enrollment Matters

During the Open Enrollment period, you can:

• Switch between Medicare Advantage and Original Medicare.
• Change from one Medicare Advantage plan to another.
• Join a Medicare Prescription Drug Plan (Part D) or switch plans.
• Drop Medicare Part D coverage entirely.

These changes will take effect on January 1st, so it’s essential to choose the plan that best fits your healthcare needs and budget.

Avoid Last-Minute Stress

Waiting until the last minute can lead to rushed decisions, confusion, and the risk of missing out on better coverage options. Reviewing your plan early ensures you have time to:

• Evaluate whether your current plan meets your needs.
• Understand changes in costs, coverage, or provider networks for 2025.
• Find better options that could save you money or provide more comprehensive benefits.

Why Choose Hilgerman Insurance Solutions?

Navigating Medicare can be complex, and that’s where Hilgerman Insurance Solutions comes in. As a trusted Medicare insurance broker specializing in Ventura County, Deborah Hilgerman is here to simplify the process and guide you every step of the way.

Here’s why you should turn to Hilgerman Insurance Solutions:

1. Expert Knowledge

With extensive experience in the Medicare landscape, Deborah stays up-to-date on plan changes, benefits, and costs to ensure you’re fully informed.

2. Personalized Guidance

Your healthcare needs are unique, and so are the plans that suit you. Deborah takes the time to understand your needs and budget, offering tailored recommendations for optimal coverage.

3. Unbiased Advice

As an independent broker, Hilgerman Insurance Solutions isn’t tied to a single insurance carrier. That means you’ll receive unbiased advice and access to a wide range of plan options.

4. Stress-Free Enrollment

Deborah simplifies the process, helping you compare plans, understand benefits, and enroll without the headache of sifting through the details alone.

Act Now—Time Is Running Out

The December 7th deadline is closer than you think. Don’t wait until the last minute to make your Medicare decisions. Reach out to Hilgerman Insurance Solutions today and get the expert help you need to confidently choose a plan that works for you.

Contact Hilgerman Insurance Solutions Today

Ready to make the most of Medicare Open Enrollment? Contact Deborah Hilgerman now to schedule your consultation and take the first step toward a better Medicare plan for 2025. Don’t wait—your health and peace of mind depend on it!

Hilgerman Insurance Solutions
www.HilgermanIns.com